:root{--ink:#0a1f33;--ink2:#06141f;--panel:#10304a;--teal:#5fd4c4;--teal-d:#0b7a78;--bone:#f4f1ea;--white:#fff;--line:#d9d4c8;--muted:#4a5d6b;--amber:#9a5b0a;--amber-bg:#fff4df;--serif:Georgia,"Iowan Old Style",Palatino,"Palatino Linotype",serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bone);color:var(--ink);font:1.125rem/1.7 var(--sans)}
a{color:var(--teal-d);text-underline-offset:.18em}a:hover{text-decoration-thickness:2px}
a:focus-visible,summary:focus-visible,.btn:focus-visible,button:focus-visible{outline:3px solid #ffb84d;outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-9999px;top:0}.skip:focus{left:1rem;top:1rem;background:#fff;color:#000;padding:.8rem 1rem;z-index:50;border-radius:6px}
.wrap{width:min(1180px,calc(100% - 2.5rem));margin-inline:auto}
.draft{background:var(--amber-bg);color:#4d3205;padding:.55rem 1.25rem;text-align:center;font-size:.9rem;border-bottom:1px solid #efd7a8}
.top{background:var(--ink);color:#fff;position:sticky;top:0;z-index:20}
.top-bar{display:flex;align-items:center;justify-content:space-between;gap:1rem 2rem;padding:.7rem 0}.top-cta{display:flex;align-items:center;gap:1.2rem}.top-phone{color:#fff;font-weight:700;text-decoration:none;font-size:1.05rem;white-space:nowrap}.top-phone:hover{color:var(--teal)}
.wordmark{color:#fff;text-decoration:none;display:flex;flex-direction:column;line-height:1.1}
.wm-name{font:italic 700 1.55rem var(--serif);letter-spacing:-.01em}.wm-md{font-style:normal;font-weight:400;color:var(--teal)}.wm-sub{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:#a8c1cc;margin-top:.25rem}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:.85rem 1.4rem;border-radius:4px;font-weight:700;text-decoration:none;min-height:46px;border:2px solid transparent;line-height:1.2;text-align:center}
.btn-accent{background:var(--teal);color:var(--ink)}.btn-accent:hover{background:#86e4d7;color:var(--ink)}
.btn-outline{border-color:#fff;color:#fff}.btn-outline:hover{background:#fff;color:var(--ink)}.btn-sm{padding:.55rem 1rem;min-height:40px;font-size:.92rem}.btn-block{display:flex}
h1,h2,h3{font-family:var(--serif);line-height:1.15;letter-spacing:-.02em;margin:0}
h1{font-size:clamp(2.1rem,4.8vw,3.6rem);margin-bottom:1.1rem;font-weight:700}h2{font-size:clamp(1.55rem,2.6vw,2.1rem);margin-bottom:.8rem}h3{font-size:1.35rem}
.kicker{font:700 .75rem var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--teal);margin:0 0 .8rem}.kicker.dark{color:var(--teal-d)}.kicker.light{color:var(--teal)}
.hero{background:radial-gradient(1200px 500px at 80% -10%,#17476a 0,transparent 60%),var(--ink);color:#fff}
.hero-home{padding:5rem 0 4.5rem}.hero-page{padding:2.2rem 0 3rem}
.hero-split{display:grid;grid-template-columns:minmax(0,1.7fr) minmax(240px,1fr);gap:3rem;align-items:center}
.hero h1{max-width:20ch}.lede{font-size:1.3rem;color:#d7e5ec;max-width:60ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:.8rem 1rem;align-items:center;margin-top:1.6rem}.hero-note{font-size:.88rem;color:#a8c1cc;max-width:55ch;margin:.7rem 0 0;flex-basis:100%}
.hero a:not(.btn){color:var(--teal)}
.monogram{aspect-ratio:1;border:1px solid #2b5b7d;border-radius:50%;display:grid;place-items:center;max-width:340px;justify-self:center;width:100%;background:linear-gradient(145deg,#12385a,#0a1f33)}
.monogram span{font:italic 700 clamp(5rem,12vw,8.5rem) var(--serif);color:var(--teal);letter-spacing:-.04em}
.lead-section{padding:4rem 0 3rem}.duo{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;margin-top:1.6rem}
.panel{display:flex;flex-direction:column;gap:.5rem;padding:2rem;background:var(--white);border:1px solid var(--line);border-top:5px solid var(--teal-d);text-decoration:none;color:var(--ink);transition:transform .15s,box-shadow .15s}
.panel:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(10,31,51,.14)}.panel p{margin:0;color:var(--muted)}.panel-label{font:700 .72rem var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--teal-d)}.go{margin-top:auto;padding-top:.8rem;font-weight:700;color:var(--teal-d)}
.slab{background:var(--panel);color:#fff;padding:3.6rem 0}.slab h2{color:#fff}
.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem;list-style:none;padding:0;margin:1.6rem 0 0}.trio a{display:block;height:100%;padding:1.4rem;border:1px solid #2b5b7d;color:#dbe8ee;text-decoration:none;background:#0c2740}.trio a:hover{border-color:var(--teal);background:#0f3050}.trio strong{display:block;font:700 1.25rem var(--serif);color:#fff;margin-bottom:.4rem}.trio span{font-size:.97rem}
.profile-strip{display:grid;grid-template-columns:1fr 2fr;gap:2.5rem;padding:4rem 0}
.facts{padding-left:1.2rem}.facts li{margin:.45rem 0}.fine{font-size:.88rem;color:var(--muted)}
.visit{display:flex;justify-content:space-between;align-items:center;gap:2rem;flex-wrap:wrap;margin-bottom:4rem;padding:2rem;background:var(--white);border:1px solid var(--line)}address{font-style:normal}.big-address{font:600 1.4rem/1.4 var(--serif);margin:.4rem 0 1rem}
.crumbs ol{display:flex;flex-wrap:wrap;gap:.4rem;list-style:none;padding:0;margin:0 0 1.2rem;font-size:.88rem;color:#a8c1cc}.crumbs li+li::before{content:"/";margin-right:.4rem}.crumbs a{color:var(--teal)}
.jump{background:#0c2740;border:1px solid #2b5b7d;padding:1.4rem 1.6rem}.jump h2{font:700 .75rem var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--teal)}.jump ol{margin:.6rem 0 0;padding-left:1.2rem}.jump li{margin:.3rem 0}.jump a{color:#fff}
.pathway{padding:2.5rem 0 4rem;max-width:960px}
.alert{border:2px solid var(--amber);background:var(--amber-bg);padding:1.2rem 1.5rem;margin-bottom:2.5rem}.alert h2{font-size:1.2rem;color:#6b3f06;margin-bottom:.4rem}.alert p{margin:0}
.step{display:grid;grid-template-columns:4.5rem minmax(0,1fr);gap:1.2rem;padding:2rem 0;border-top:1px solid var(--line);scroll-margin-top:5rem}
.step-num{font:italic 700 2.6rem/1 var(--serif);color:var(--teal-d)}
.plain-step{display:block}.plain-step .step-body{max-width:68ch}.videos{padding:2rem 0;border-top:1px solid var(--line)}.step-body p,.step-body li{max-width:68ch}.step-body ul,.step-body ol{padding-left:1.3rem}.step-body li{margin:.4rem 0}
.ladder{counter-reset:l;list-style:none;padding:0!important}.ladder li{counter-increment:l;position:relative;padding:.9rem 1rem .9rem 3.2rem;background:var(--white);border:1px solid var(--line);margin:.6rem 0}.ladder li::before{content:counter(l);position:absolute;left:1rem;top:.85rem;width:1.6rem;height:1.6rem;border-radius:50%;background:var(--ink);color:var(--teal);font:700 .9rem/1.6rem var(--sans);text-align:center}
table.compare{width:100%;border-collapse:collapse;background:var(--white);font-size:.95rem;min-width:560px}.table-wrap{overflow-x:auto;max-width:100%}table.compare caption{caption-side:top;text-align:left;font-weight:700;padding:.4rem 0}.compare th,.compare td{border:1px solid var(--line);padding:.7rem .8rem;text-align:left;vertical-align:top}.compare thead th{background:var(--ink);color:#fff}.compare tbody th{background:#ece8dd;white-space:nowrap}
details.faq{border-top:1px solid var(--line);padding:.9rem 0}details.faq:last-of-type{border-bottom:1px solid var(--line)}summary{cursor:pointer;font-weight:700}.faq-body p{margin:.5rem 0 0}
.sources-list{padding-left:1.2rem}.sources-list li{margin:.5rem 0}.src-pub{color:var(--muted);font-size:.85rem}.sources a{overflow-wrap:anywhere}
.next{display:flex;justify-content:space-between;gap:2rem;flex-wrap:wrap;margin-top:2rem;padding:1.8rem;background:var(--ink);color:#fff}.next h2{color:#fff;font-size:1.4rem}.next .fine{color:#a8c1cc}.next ul{list-style:none;margin:0;padding:0}.next a:not(.btn){color:var(--teal)}
.about-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:3rem;padding:3rem 0 4rem}.side{background:var(--white);border:1px solid var(--line);padding:1.4rem;align-self:start;position:sticky;top:5.5rem}.side h2{font-size:1.2rem}
.plain{list-style:none;padding:0}.chips{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;padding:0}.chips li{background:#e7e2d4;padding:.25rem .9rem;border-radius:2px;font-weight:600;font-size:.95rem}
.prose p{max-width:68ch}.prose h2{margin-top:2rem}.prose h2:first-child{margin-top:0}
.site-footer,.foot{background:var(--ink2);color:#cbdae1;padding:2.5rem 0;font-size:.95rem}.foot a{color:var(--teal)}.foot-grid{display:grid;grid-template-columns:1.2fr 1fr 1.4fr;gap:2rem}.foot-h{font:italic 700 1.1rem var(--serif);color:#fff;margin:0 0 .5rem}.foot-links{list-style:none;padding:0;margin:0}.foot-links li{margin:.3rem 0}.foot .fine{color:#9bb2bd}
.vgrid{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1rem}.vcard{background:var(--white);border:1px solid var(--line);padding:1rem}.vlink,.vbtn{display:block;width:100%;text-align:left;background:none;border:0;font:inherit;color:var(--ink);text-decoration:none;cursor:pointer}.vplay{display:inline-block;width:0;height:0;border-left:16px solid var(--teal-d);border-block:10px solid transparent;margin-right:.6rem}.vtitle{font-weight:700}.vmeta{display:block;font-size:.85rem;color:var(--muted)}.vcard iframe{width:100%;aspect-ratio:16/9;border:0}
@media (max-width:900px){.top-phone{display:none}.hero-split,.profile-strip,.about-grid,.foot-grid,.duo,.trio{grid-template-columns:1fr}.monogram{max-width:180px}.hero-home{padding:3rem 0}.top{position:static}.menu{order:3;flex-basis:100%;max-width:100%}.menu ul{justify-content:flex-start;overflow-x:auto;flex-wrap:nowrap;white-space:nowrap}.top-cta{margin-left:auto}.side{position:static}.step{grid-template-columns:3rem minmax(0,1fr);gap:.6rem}.step-num{font-size:1.9rem}.profile-strip{gap:1rem;padding:2.5rem 0}.lead-section{padding:2.5rem 0 2rem}}
@media (max-width:480px){.wrap{width:calc(100% - 1.5rem)}.hero-actions .btn,.next .btn,.visit .btn{width:100%}.wm-name{font-size:1.3rem}.wm-sub{font-size:.62rem}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media print{.draft,.top,.jump,.btn{display:none}body{background:#fff}.hero{background:#fff;color:#000}.lede{color:#000}}

.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.hero-portrait{margin:0;justify-self:center;width:100%;max-width:360px}.hero-portrait img{display:block;width:100%;height:auto;aspect-ratio:1;object-fit:cover;border-radius:6px;border:1px solid #2b5b7d;box-shadow:0 22px 50px rgba(0,0,0,.45);background:#2a2a2a}
.hero-portrait figcaption{display:flex;flex-direction:column;margin-top:.8rem;color:#d7e5ec}.hero-portrait figcaption strong{font:italic 700 1.2rem var(--serif);color:#fff}.hero-portrait figcaption span{font-size:.9rem;letter-spacing:.06em;color:var(--teal)}
.creds{margin-top:-1.6rem;position:relative;z-index:2}.cred-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.cred{background:#fff;border:1px solid var(--line);border-top:4px solid var(--teal-d);padding:1.2rem 1.3rem;display:flex;flex-direction:column;gap:.2rem;box-shadow:0 10px 26px rgba(10,31,51,.12)}
.cred-k{font:700 .72rem var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--teal-d)}.cred strong{font:700 1.2rem/1.25 var(--serif)}.cred span:last-child{font-size:.95rem;color:var(--muted)}
.about-sections{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem;padding:3rem 0 4rem}.about-block{background:#fff;border:1px solid var(--line);padding:1.8rem 2rem}.about-block h2{font-size:1.5rem}.about-block p{max-width:60ch}.about-cta{background:var(--ink);color:#e6f0f5;border-color:var(--ink)}.about-cta h2{color:#fff}.about-cta a:not(.btn){color:var(--teal)}
.link-list{list-style:none;padding:0;margin:0}.link-list li{padding:.5rem 0;border-bottom:1px solid var(--line);font-weight:600}.link-list li:last-child{border:0}
@media (max-width:900px){.cred-grid{grid-template-columns:1fr 1fr}.about-sections{grid-template-columns:1fr}.hero-portrait{max-width:280px;justify-self:start}.creds{margin-top:-.8rem}}
@media (max-width:480px){.cred-grid{grid-template-columns:1fr}.about-block{padding:1.4rem 1.2rem}}

.cta-short{display:none}
@media (max-width:600px){.btn-sm .cta-long{display:none}.btn-sm .cta-short{display:inline}}

/* Header: single intentional nav row (stacked group labels) on desktop; native <details> menu on small screens. */
.menu{border-top:1px solid #1d3f5c;background:#0c2740}
.menu ul{display:flex;justify-content:space-between;gap:1rem;list-style:none;margin:0;padding:.7rem 0}
.menu .grp{display:flex;flex-direction:column;gap:.25rem;padding:0 0 0 1.4rem;border-left:1px solid #24496a;border-right:0}
.menu .grp:first-child{padding-left:0;border-left:0}
.grp-l{font:700 .7rem var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--teal)}
.grp-links{display:flex;gap:1.4rem}
.menu a,.mmenu a{color:#e6f0f5;text-decoration:none;font-size:1.05rem;font-weight:600;white-space:nowrap;border-bottom:2px solid transparent;padding:.15rem 0}
.menu a:hover,.menu a[aria-current=page],.mmenu a:hover,.mmenu a[aria-current=page]{color:#fff;border-color:var(--teal)}
.mmenu{display:none;border-top:1px solid #1d3f5c;background:#0c2740}
.mmenu summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;padding:.85rem 1.25rem;color:#fff;font-weight:700;font-size:1.05rem;min-height:48px}
.mmenu summary::-webkit-details-marker{display:none}
.mmenu summary::after{content:"";width:.6rem;height:.6rem;border-right:2px solid var(--teal);border-bottom:2px solid var(--teal);transform:rotate(45deg);margin-top:-.3rem;transition:transform .15s}
.mmenu[open] summary::after{transform:rotate(-135deg);margin-top:.3rem}
.mmenu ul{list-style:none;margin:0;padding:0 1.25rem 1rem;display:grid;gap:1rem}
.mmenu .grp{display:flex;flex-direction:column;gap:.1rem}
.mmenu .grp-links{display:flex;flex-direction:column;gap:0}
.mmenu .grp-links a{display:block;padding:.7rem 0;border-bottom:1px solid #1d3f5c;min-height:44px;font-size:1.1rem}
@media (max-width:1240px){.menu{display:none}.mmenu{display:block}.top{position:static}.top-bar{padding:.7rem 0}}

.privacy-doc{max-width:760px;margin:2.5rem auto 4rem;background:#fff;border:1px solid var(--line);padding:1.5rem 2rem}.privacy-doc code{background:#eef2f1;padding:0 .3rem;border-radius:4px}
@media (max-width:600px){.privacy-doc{padding:1rem 1.1rem}}

table.compare{min-width:640px}.compare tbody th[rowspan]{background:#ece8dd;vertical-align:top}

.au-resources{padding-left:1.2rem}.au-resources li{margin:.45rem 0}

/* t54 polish */
.glance-row{margin-top:-1.4rem;position:relative;z-index:2}.glance-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.gcard{background:#fff;border:1px solid var(--line);border-top:4px solid var(--teal-d);padding:1.1rem 1.3rem;box-shadow:0 10px 26px rgba(10,31,51,.12)}
.gcard.g1{border-top-color:var(--amber)}.g-title{font:700 .75rem var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--teal-d);margin:0 0 .5rem}.gcard.g1 .g-title{color:#8a5200}
.gcard ul{margin:0;padding-left:1.1rem}.gcard li{margin:.3rem 0;font-size:1rem}
.pathway{max-width:1000px}.step-body p,.step-body li{max-width:72ch}
@media (max-width:900px){.glance-grid{grid-template-columns:1fr}.glance-row{margin-top:-.8rem}}

/* PDF guide download card */
.guide-banner{margin:1.4rem 0 .2rem}.guide-card{display:flex;align-items:center;gap:1.1rem;background:#fff;border:1px solid var(--line);border-left:5px solid var(--teal-d);border-radius:4px;padding:.9rem 1.2rem;box-shadow:0 4px 14px rgba(18,48,74,.06)}
.guide-icon{flex:none;display:grid;place-items:center;width:3rem;height:3.6rem;border-radius:6px;background:var(--ink);color:var(--teal);font:700 .8rem var(--sans);letter-spacing:.08em}
.guide-copy{flex:1;min-width:0}.guide-title{font:700 1.15rem/1.3 var(--serif);margin:0}.guide-meta{margin:.15rem 0 0;font-size:.92rem;color:var(--muted)}
.guide-btn{flex:none;background:var(--teal);color:var(--ink);white-space:nowrap}.guide-btn:hover{background:var(--teal-d);color:#fff}
@media (max-width:640px){.guide-card{flex-wrap:wrap}.guide-copy{flex-basis:calc(100% - 4.5rem)}.guide-btn{width:100%}}

.guide-banner{margin:-1.3rem 0 0;position:relative;z-index:3}.guide-banner+.glance-row{margin-top:1rem}
@media (max-width:900px){.guide-banner{margin-top:-.7rem}}